The optional life insurance program has a feature called guarantee issue. This is the amount of life insurance that can be purchased without providing evidence of insurability. The Evidence of Insurability Form is required by UNUMProvident to verify good health and is often in the form of a questionnaire. The Guarantee Issue Period is during the 30 days following your initial eligibility (i.e. date of hire) or change-in-family status, which includes birth, adoption and marriage. Any coverage elected after the Guarantee Issue Period must be done during open enrollment and evidence of insurability will be required.